VERIDION BANKING

Features

• # Veridion Features — Summary
• ## User (Customer)
• **Public site:** Marketing pages (home, about, contact, banking products, grants, IRA, 401k, IRS refund, crypto), login/register.
• **Portal:**
• - **Auth & security** — Register, OTP login, 2FA, passkeys, PIN, profile
• - **Dashboard** — Balances, recent activity, virtual cards
• - **Accounts** — History, PDF statements, settings
• - **Banking** — Local/international/internal transfers, beneficiaries, deposits (cheque & bank transfer)
• - **Products** — Loans, IRA, 401(k), IRS tax refund, grants (apply & track)
• - **Crypto** — Portfolio, deposit, withdraw, swap, history *(if enabled)*
• - **Investments** — Buy plans, view ROI
• - **KYC & notifications** — Document upload, in-app alerts
• *Most financial actions require KYC approval.*
• ---
• ## Admin (Back Office)
• **Access:** `/admin/login` — roles: `admin` and `super-admin`
• **Operations:**
• - **Users & accounts** — CRUD, activate/suspend, KYC actions, reset password/PIN, impersonate, manual transactions
• - **Money movement** — Manage & approve/reject/reverse transactions, transfers, deposits
• - **Cards** — Virtual card management
• - **Applications** — Review loans, IRA, 401(k), IRS refund, grants
• - **Compliance & KYC** — Document review, AML monitoring, flag handling
• - **Marketing** — Email campaigns, notifications
• - **Insights** — Dashboard, analytics, reports, CSV exports
• - **Settings** — Bank branding, SMTP/SMS, compliance, payment methods, system config
• **Super-admin only:** Roles/permissions, system logs, transaction generator, crypto admin, investment plan admin.
• ---
• ## In One Line
• **Users** manage their own banking and applications; **admins** run the platform, approve actions, and configure the system.

Requirements

What you need before installing.

• # Veridion — Shared Hosting Requirements (Summary)
• ## Server
• - **PHP 8.2+**
• - **MySQL 5.7+** or **MariaDB 10.3+**
• - **Apache/LiteSpeed** with URL rewriting (`mod_rewrite`)
• - **SSL/HTTPS** (required for production, passkeys, secure login)
• - **512 MB+ PHP memory** recommended
• ## PHP Extensions
• **Required:** `pdo_mysql`, `mbstring`, `openssl`, `tokenizer`, `xml`, `dom`, `ctype`, `json`, `fileinfo`, `curl`, `gd` (or `imagick`), `zip`
• **Recommended:** `intl`, `bcmath`
• ## Deploy / Build
• - **Composer** — install PHP dependencies (`vendor/`)
• - **Node.js + npm** — build frontend assets (`npm run build` → `public/build/`)
• - Upload **`vendor/`**, **`public/build/`**, and **`flux-pro/`**
• - Document root must point to **`public/`** (or rewrite to it via `.htaccess`)
• ## File Permissions
• Writable folders:
• - `storage/`
• - `bootstrap/cache/`
• Run once: `php artisan storage:link`
• ## Environment (`.env`)
• - MySQL credentials
• - `APP_KEY`, `APP_URL`, `APP_DEBUG=false`
• - **SMTP** mail settings (required for OTP, 2FA, notifications)
• - `SESSION_DRIVER=database`, `QUEUE_CONNECTION=database`, `CACHE_STORE=database`
• ## Cron Jobs (Required)
• 1. **Scheduler** (every minute):
• `php artisan schedule:run`
• 2. **Queue worker** (every 1–5 min):
• `php artisan queue:work --stop-when-empty`
• ## Optional Services
• - **Twilio** — SMS
• - **Telegram** — admin bot alerts
• - **CoinGecko** — live crypto rates (fallback data exists)
• ## Install Steps (Short)
• 1. Create database
• 2. Upload files + configure `.env`
• 3. `php artisan key:generate`
• 4. `php artisan migrate --force`
• 5. `php artisan db:seed` (first setup)
• 6. Set permissions + storage link
• 7. Add cron jobs + SSL
• 8. Configure SMTP in admin panel
• ## Bottom Line
• Works on **standard cPanel-style shared hosting** with PHP 8.2, MySQL, cron, SSL, and SMTP. Build assets locally if the host has no Node/Composer; use cron for queues since long-running workers usually aren’t available.

Changelog

Version history and release notes.

1. v1.0.0 Current Aug 26, 2026

   No release notes for this version.